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Best for: Cash back — high flat rate + incentives

Wells Fargo Active Cash® Card

Lustezz rating Rates & Fees

Apply Now on Wells Fargo’s website

Annual Fee

$0
Rewards rate

2% Cashback
Intro offer

$200
Recommended Credit Score

690-850 (Good – Excellent)
Get your free credit score

Product Details

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don’t expire as long as your account remains open.
Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge.
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
View Rates & Fees

Our take

Pros

High rewards rate
No annual fee
Intro APR period

Cons

No bonus categories

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